Manitoba has public insurance through Manitoba Public Insurance (MPI). This means the provincial government is responsible for issuing and regulating automobile insurance policies for the citizens of that province.
Manitoba has no-fault liability rules. This means an automobile insurer will pay certain benefits prior to determining who was liable and the parties cannot sue one another in court for a civil claim (usually negligence).
weekly benefits ranging from $477.00 to $627.00.
ranging from $14,698.00 to $517,500.00 depending on whether the applicant is a spouse, disabled dependent, and non-dependent child or parent.
Up to $8,996.00.
Applicants may obtain a lump sum indemnity for each school year not completed anywhere between kindergarten and post-secondary studies, from $5,609 to $20,793.
From $124.00 to $248.00 (which is determined based on the number of dependents in need of care.
up to a monthly maximum of $4,949.00.
up to a weekly maximum of $824.00.
up to a daily maximum of $47.75.
up to a maximum of $4,900.00.
for parties with permanent impairments or catastrophic injuries (which is determined based on the injury and is provided for up to two years in between $500 and $4000.
Accidents outside Manitoba, Call Brandon Out-of-Province Claims,
toll free: 1–800–661–6051
Mailing address: 731–1st Street Brandon, MB R7A 6C3
If you have been injured in a crash and have coverage from another provider (for example, extended health care from your employer or individually purchased disability insurance), your other insurance will be the primary payer for most medical expenses and/or income replacement.
In Manitoba, statutory accident benefits are described under the provincial "Personal Injury Protection Plan" (“PIPP”) and briefly in Manitoba's The Insurance Act.
You can also visit the MPI website and learn more about the Personal Injury Protection Plan.
If you have further questions about this process, or your benefits, contact your claims adjuster.
If you do not know who your claims adjuster is, contact the insurance company.
You can also contact the Insurance Bureau of Canada at 1-844-227-5422 or the General Insurance Ombud service at 1-877-225-0446.