Motor Vehicle Accidents

How Do You Claim Accident Benefits in Canada After a Car Accident?

Justin Macfayden, JD
Law and Claims Analyst

Accident benefits can be confusing. Let us help!

In Canada, each province requires that benefits are available for car accident victims. Your benefits may come from a variety of places depending on the type of accident you were in, where the accident occurred, your employment status and more. Let’s find out if you are eligible for your provincial accident benefits.  

First off, What are accident benefits?

Accident benefits are mandated in each province by law. This means that everyone who is injured in a car accident is entitled to a minimum level of payment for their injuries. Some provinces have the option for you to purchase additional coverage, meaning you may have above the minimum limits.  

How do I get them?

Each province in Canada has different kinds of benefits available under different policies. Some provinces have public insurance, purchased through the province; and other provinces have private insurance, meaning you purchased your insurance from a private company.  

Every province has a minimum amount of accident benefits that must be part of every policy, meaning that regardless of where your accident occurred in Canada, you could be eligible for thousands of dollars in accident benefits.  

Click here to find out if you are eligible for benefits in your province, and how to claim them.

Wondering about accident benefits in a particular province? Click on your province below to get more details:

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